Review: Company Will Pay for Your Wedding, but Charge You Interest If You Divorce

The Seattle company is offering to pay up to $10,000 for couples’ dream weddings, if you get divorced, you have to pay back what you borrowed plus an interest rate.

Seems a little too simple and easy, right? Kind of like those loan commercials you see while shamelessly watching Maury where they’re like, "Need cash? Get $25,000 instantly when you call in the next ten minutes!" but don’t tell you that the interest rate is like 50% and you’re forced to spend the rest of your life paying it off.

Here’s how it works: it’s basically a vicious cycle. The couples that don’t stay together fund the couples who stay together. According to their website, "everlasting marriage deserves to be rewarded." And divorces deserves to be PUNISHED with an undisclosed interest rate, I tell you.

SwanLuv also *claims* that there are no hidden fees with their service, and the signup process is simple: apply online and once approved, you sign an agreement, then POOF. You get the funds for your dream wedding. The company determines which applicants receive funds by "leveraging online data and algorithm software technology to quickly assess applicant risk to determine funding offers."